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B. Suggest they refinance to a 30-year fixed mortgage and begin funding savings This will lower there monthly payment and assist them with overall savings per month. They already have a negative D/I per month. So the 15 year does not ...
Hi Everyone, I didn't expect such a large response of interest in joining the group, and am absolutely motivated by it! The first meeting is setup for 02/25/2020 at 8PM ET and I am shooting for it to last for an hour. It's perfectly ok if you join ...
Hi Jeremy, I took the November exam last year with Brett Danko. I finished my coursework through BU at the end of June/beginning of July. I got the Danko materials mid August and was able to get through everything before my live review in October. ...
Correct. Getting no "lows" on the test and still failing doesn't mean that there is some benchmark for each section. In fact, I think it strengthens my point that there is no minimum score for each section, or else the person with no "lows" would have ...
@Tara Spruill-Jones , I do work for Northstar and consult with clients privately on the side. The standard disclosures are, of course, required for both. More information on those can be found here: https://www.cfp.net/ethics/compliance-resources/2019/10/disclosures-required-when-providing-financial-advice-and-financial-planning ...
Hello everyone! As an effort to keep exam materials being sold and purchased in one consolidated area, please post anything you are selling on this thread! This will allow us to keep things organized while candidates are purchasing or selling their materials! ...
Deep breathing is great for lowering the stress response. But, those breaths must be long, slow breaths. When the stress starts to build, be mindful of it and pay close attention to taking long, slow, deep breaths. Think of how effectively you are blowing ...
Sandra, this is a tough question. There have to be books written on this. The best I can offer is that no one will die as a result of your performance. Think about what you would tell a teenager, a niece, nephew or younger sibling. I think a mental approach ...