I am an engineer, teacher, AFC® (Accredited Financial Counselor), and now finally a CFP®. My primary experience in the field has been working with the military community as a financial counselor for the last 10 years. I took my CFP® exam in 2017 and completed my experience hours in early 2019. I have no experience in the broker/dealer world but started my own RIA anyway in late 2017 as a member of XYPN. I work with most of my planning clients virtually, as well as continuing on the government contract with military counseling. I am still able to drop everything to be mom and now grandma, and I am thankful this career path allows me to get Wednesday morning tee times with my husband and my dad.